Uruguay · Southern Cone

Banco de Seguros del Estado (BSE)

Profile highlights

5 badges

Group spans 1 directory continent
Uruguayan State: 1 markets across 1 directory continents (Asia-Pacific is one directory region). Group membership does not establish this entity’s policy availability.
Part of a group
Based on this profile’s recorded ownership data. Not an endorsement or a financial-strength rating.
Composite
Based on this profile’s recorded business data. Not an endorsement or a financial-strength rating.
State-owned / parastatal
Based on this profile’s recorded ownership data. Not an endorsement or a financial-strength rating.
Listed in South America
Based on this profile’s recorded location data. Not an endorsement or a financial-strength rating.

Badge criteria

CComposite State-owned / parastatal Verified against the regulator register

State insurer; ~60% market share; Registered as BANCO DE SEGUROS DEL ESTADO

Official sources

BCU regulator profile

This directory holds no official website for Banco de Seguros del Estado (BSE): the BCU register does not publish one and no sourced profile has been accepted. The register is the authoritative record of who is licensed.

Popularity index

Since 1 Sept 2026

59out of 100

Rank in Uruguay: 2 of 16 insurers
Likely range: 50–69
Confidence: Low

An estimate of how often people search Google for this insurer, from the searches in which this page appears — with automated searches removed and each day adjusted for where the page ranked. Not a rating of the insurer. How the index works

Class of business: CompositeLicensed to write both life and non-life business under one entity.
Parent / group: Uruguayan State
Ownership: State-owned / parastatalOwned wholly or partly by a national government or parastatal.Ownership is what the BCU register or workbook records. It does not by itself mean the government guarantees this insurer’s policyholder liabilities.
Regulator: Banco Central del Uruguay (SSF) (BCU)bcu.gub.uy
Local currency: UYU
Source basis: Banco Central del Uruguay, Superintendencia de Servicios Financieros - register page "Empresas de Seguros" (Sistema Financiero > Seguros > Instituciones), retrieved 23 Sep 2026: 16 licensed insurance companies with address, telephone and fax. Corroborated by the BCU's own "Cronograma de entradas, adquisiciones y fusiones de empresas de seguros" workbook (quarterly market structure 1996-Q1 to 2026-Q2, 16 companies at 2026-06) and by two BCU Comunicaciones establishing the name changes.
Country verification: Verified - full register · Banco Central del Uruguay, Superintendencia de Servicios Financieros - register page "Empresas de Seguros" (Sistema Financiero > Seguros > Instituciones), retrieved 23 Sep 2026: 16 licensed insurance companies with address, telephone and fax. Corroborated by the BCU's own "Cronograma de entradas, adquisiciones y fusiones de empresas de seguros" workbook (quarterly market structure 1996-Q1 to 2026-Q2, 16 companies at 2026-06) and by two BCU Comunicaciones establishing the name changes.
Identifiers: slug uruguay-banco-de-seguros-del-estado-bse · row 623/api/v1/insurers/uruguay-banco-de-seguros-del-estado-bse.json